Bicycling in South Florida -- How Not to be Hit.
South Florida has always been a sketchy place to drive, not to mention ride a bicycle. The link at BicyclesSafe provides an excellent review of riding strategies to avoid being hit by an inattentive motorist.
One of the ways that a cyclist can provide insurance coverage for himself in the event that he gets in an accident with an uninsured or underinsured automobile is to purchase UnInsured Motorist Coverage ("UM") with their automobile policy. UM is an optional coverage which the insured must select (and pay an additional premium for) at the time he purchases the insurance policy on the car. Although UM will slightly raise the cost of your policy, this amount will seem very small when compared to the coverage it provides.
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